Financing for major personal expenses.
Northridge Lending offers personal loans for qualified applicants who need financing for debt consolidation, home improvements, major purchases, and other eligible personal expenses. Review an estimated payment before you apply and submit your request online when you are ready.
Personal financing for defined expenses.
A personal loan can be used for a range of qualified personal needs. The right use depends on the borrower's financial position and the purpose of the financing.
Debt Consolidation
Combine eligible balances into one loan with a single monthly payment.
Home Improvement
Finance repairs, renovations, or other qualified home-related expenses.
Major Purchases
Spread the cost of a significant purchase over an agreed repayment term.
Unexpected Expenses
Cover eligible costs that require financing beyond normal monthly cash flow.
Understand the cost before you apply.
A personal loan should be evaluated on more than the monthly payment. Borrowers should also consider the APR, total interest, repayment term, and any fees included in the final loan offer.
What to compare
Estimate a monthly payment.
The calculator provides an example based on the amount and term selected. It is not a credit decision or loan offer.
Personal Loan Estimate
For planning purposes onlyIllustrative estimate only. Actual APR, fees, approved amount, term, and monthly payment are determined by the lender after review.
Start Personal Loan ApplicationConsider whether the loan fits your budget.
A personal loan is a financial obligation. Applicants should review the expected payment and the full cost of borrowing before accepting any final terms.
Review your monthly budget
Consider how the proposed payment would fit alongside existing housing, household, credit, and other regular expenses.
Review the final terms carefully
The approved loan may differ from the example shown online. Read the final disclosures before accepting a loan.
Questions before applying.
What can a personal loan be used for?
Common uses include debt consolidation, home improvements, major purchases, and other qualified personal expenses. Eligibility and permitted uses are determined by the lender.
Does the calculator show my actual rate?
No. The calculator uses an illustrative APR to show how a payment could look. Actual pricing is determined after the lender reviews the application.
Can I apply for less than $500,000?
Yes. The website supports personal loan requests from $2,000 up to $500,000.
Does submitting an application guarantee approval?
No. All personal loan applications are subject to lender review, eligibility requirements, and approval.
Ready to apply for a personal loan?
Submit your request for review when you are comfortable with the estimated payment and borrowing cost.