Personal Loans
A personal loan from Northridge Lending gives qualified applicants a fixed amount for a defined expense, with one predictable payment for the life of the loan — full terms shown before you accept anything.
Northridge Lending offers personal loans and business financing built around clear terms and a review process you can actually follow. See what you may qualify for, estimate your payment, and apply directly online.
Personal and business loans are built for different purposes and reviewed differently. Start with the product that matches what the funds are actually for.
A personal loan from Northridge Lending gives qualified applicants a fixed amount for a defined expense, with one predictable payment for the life of the loan — full terms shown before you accept anything.
Business financing from Northridge Lending is built for companies that need capital to operate, invest, or grow. Each request is reviewed against the specifics of your business, not a one-size structure.
Personal requests up to $500,000 and business requests up to $2,000,000 can be estimated online. Business financing above $2,000,000 is reviewed individually and is not priced through the public calculator.
Illustrative estimate only. Actual APR, fees, approved amount, term, and payment are determined after lender review.
Start Personal Loan ApplicationIllustrative estimate only. Final business pricing depends on underwriting, business information, approved amount, term, fees, and lender approval.
Start Business Loan ApplicationRequests above $2,000,000 are reviewed individually. Submit the amount and business contact information to begin a larger financing enquiry.
The application process is designed to collect the information needed to review the request without adding unnecessary steps.
Select personal or business financing based on how the funds will be used.
Provide the information required for the lender to begin reviewing the request.
The lender evaluates the application, supporting information, and proposed loan structure.
If approved, the final loan amount, APR, fees, term, and payment are provided for review.
Northridge Lending serves individuals and businesses seeking financing for defined personal and commercial needs. Our focus is to present the loan clearly, review applications against the information that matters, and provide borrowers with straightforward terms when a loan is approved.
About Northridge LendingPersonal loan requests can be submitted up to $500,000. Business loan requests can be submitted up to $2,000,000, subject to eligibility, underwriting, and lender approval.
No. Calculator results are illustrative only. Final APR, fees, approved amount, term, and payment depend on the lender's review.
Larger business loans may require different terms, structures, documentation, and underwriting. These requests are reviewed individually rather than priced through the public calculator.
No. Every application is reviewed by a loan officer against eligibility requirements before any decision is made.
Personal applications typically involve identity, employment, and income information. Business applications typically involve business formation, ownership, and financial records. Exact requirements depend on the loan and are confirmed during review.
Choose the product that matches your request or start with the loan calculator.