Personal and business lending

Straightforward financing for personal needs and business growth.

Northridge Lending offers personal loans and business financing built around clear terms and a review process you can actually follow. See what you may qualify for, estimate your payment, and apply directly online.

Personal financingRequests up to $500,000.
Business financingRequests up to $2,000,000.
Clear cost estimatesCalculate eligible requests before applying.
Couple smiling together outside their home
Use your loan for
  • Debt consolidation
  • Home improvement
  • Major purchases
  • Business growth
  • Equipment financing
  • Cash flow support
Know your range firstSee what you may qualify for before starting an application.
Estimate your paymentReview monthly cost and total repayment ahead of time.
Two distinct lending pathsPersonal and business requests are reviewed separately, on their own terms.
Final terms, not estimatesActual pricing comes only from a completed lender review.
Loan options

Choose the financing that matches your request.

Personal and business loans are built for different purposes and reviewed differently. Start with the product that matches what the funds are actually for.

Personal Loans

Up to $500,000

A personal loan from Northridge Lending gives qualified applicants a fixed amount for a defined expense, with one predictable payment for the life of the loan — full terms shown before you accept anything.

Commonly used for
Debt consolidation Home improvement Major purchases Unexpected expenses
View Personal Loans

Business Loans

Up to $2,000,000

Business financing from Northridge Lending is built for companies that need capital to operate, invest, or grow. Each request is reviewed against the specifics of your business, not a one-size structure.

Commonly used for
Working capital Equipment Inventory Expansion
View Business Loans
Loan calculator

Estimate payments before you apply.

Personal requests up to $500,000 and business requests up to $2,000,000 can be estimated online. Business financing above $2,000,000 is reviewed individually and is not priced through the public calculator.

Personal Loan Calculator

For requests from $2,000 to $500,000
PERSONAL
$2,000$500,000
Estimated Monthly Payment$0
Total Interest$0
Total Repayment$0

Illustrative estimate only. Actual APR, fees, approved amount, term, and payment are determined after lender review.

Start Personal Loan Application

Business Loan Calculator

Calculator up to $2,000,000 • Enquiries above $2,000,000
BUSINESS
$10,000$2,000,000
Estimated Monthly Payment$0
Total Interest$0
Total Repayment$0

Illustrative estimate only. Final business pricing depends on underwriting, business information, approved amount, term, fees, and lender approval.

Start Business Loan Application

Business funding above $2,000,000

Requests above $2,000,000 are reviewed individually. Submit the amount and business contact information to begin a larger financing enquiry.

How it works

A clear path from application to decision.

The application process is designed to collect the information needed to review the request without adding unnecessary steps.

Choose a Loan

Select personal or business financing based on how the funds will be used.

Submit Your Application

Provide the information required for the lender to begin reviewing the request.

Application Review

The lender evaluates the application, supporting information, and proposed loan structure.

Review Final Terms

If approved, the final loan amount, APR, fees, term, and payment are provided for review.

About Northridge Lending

Built around clarity, not complexity.

Northridge Lending serves individuals and businesses seeking financing for defined personal and commercial needs. Our focus is to present the loan clearly, review applications against the information that matters, and provide borrowers with straightforward terms when a loan is approved.

About Northridge Lending

What borrowers should expect

Clear product informationLoan limits, calculator assumptions, and application requirements are explained before submission.
Separate lending pathsPersonal and business requests are assessed according to the information relevant to each product.
Final terms before acceptanceApproved borrowers can review the actual amount, APR, fees, term, and payment before proceeding.
Frequently asked questions

Before you apply.

How much can I apply for?

Personal loan requests can be submitted up to $500,000. Business loan requests can be submitted up to $2,000,000, subject to eligibility, underwriting, and lender approval.

Are the calculator results final loan terms?

No. Calculator results are illustrative only. Final APR, fees, approved amount, term, and payment depend on the lender's review.

Why are business loans above $2,000,000 not calculated online?

Larger business loans may require different terms, structures, documentation, and underwriting. These requests are reviewed individually rather than priced through the public calculator.

Does submitting an application guarantee approval?

No. Every application is reviewed by a loan officer against eligibility requirements before any decision is made.

What documents will I need to apply?

Personal applications typically involve identity, employment, and income information. Business applications typically involve business formation, ownership, and financial records. Exact requirements depend on the loan and are confirmed during review.

Ready to review your financing options?

Choose the product that matches your request or start with the loan calculator.