Business Loans

Business financing for operating needs and growth.

Northridge Lending provides business financing for qualified companies seeking working capital, equipment funding, inventory support, expansion capital, and other eligible commercial purposes. Requests up to $2,000,000 can be estimated online. Larger funding requests are reviewed individually.

Business fundingRequests up to $2,000,000.
Online calculatorAvailable for requests up to $2,000,000.
Larger requestsReviewed directly by the lending team.
Common uses

Financing for practical business requirements.

Business funding should be tied to a defined commercial need. The purpose of the financing, the amount requested, and the financial position of the business all matter when the lender reviews an application.

Working Capital

Support payroll, supplier payments, seasonal cash flow, or other short-term operating requirements.

Equipment

Finance machinery, vehicles, technology, tools, or other business-critical equipment.

Inventory

Purchase stock to support demand, seasonal sales, or business growth.

Expansion

Fund a new location, additional capacity, hiring, or other planned expansion.

Acquisition

Support qualified business acquisitions or other larger commercial transactions.

Other Commercial Needs

Submit other qualified business financing requirements for lender review.

What lenders review

Business financing is based on more than the requested amount.

A business loan is evaluated against the company's financial position, operating history, purpose of funds, and the overall structure of the request. Larger or more complex financing may require more detailed documentation.

Information that may be considered

Business revenue and cash flow Current revenue, operating cash flow, and the ability to support repayment.
Time in business The operating history of the company and the stability of the business.
Existing obligations Current debt, financing commitments, and other material obligations.
Use of funds How the financing will be used and whether the request is appropriate for the business need.
Supporting documents Bank statements, financial statements, tax documents, or other records may be requested as part of the review.
Business loan calculator

Estimate smaller requests. Enquire for larger funding.

Business loan requests up to $2,000,000 can be estimated online. Requests above $2,000,000 are reviewed individually and are not priced through the public calculator.

Business Financing

Calculator up to $2,000,000 • Enquiries above $2,000,000
BUSINESS
$10,000$2,000,000
Estimated Monthly Payment$0
Total Interest$0
Total Repayment$0

Illustrative estimate only. Final pricing depends on business information, loan purpose, underwriting, approved amount, term, fees, and lender approval.

Start Business Loan Application

Business funding above $2,000,000

Larger requests are reviewed individually because the structure, documentation, and pricing can vary significantly. Submit a short enquiry for funding above $2,000,000.

Larger business financing

Requests above $2,000,000 require a more detailed review.

Larger business loans can involve different repayment structures, documentation requirements, and underwriting considerations. For that reason, these requests are handled through direct enquiry rather than an automated website estimate.

Financial information The lender may request more detailed company financials before terms can be considered.
Purpose and structure The intended use of funds and the size of the request can affect how the financing is structured.
Documentation Additional business records, bank statements, tax documents, or supporting information may be required.
Individual pricing Rates and terms are provided after the lender reviews the full business request.
Before you apply

Be clear about the financing need and repayment capacity.

A business loan should support a defined commercial requirement and fit within the company's expected cash flow. Review the purpose of the financing and the likely repayment obligation before accepting any final terms.

Define the use of funds

Be specific about how the financing will be used and how it supports the business.

Working capital requirement Equipment or asset purchase Inventory requirement Expansion or acquisition plan

Review repayment capacity

Consider whether the business can support the proposed payment alongside existing obligations.

Current revenue and cash flow Existing debt obligations Seasonality or revenue volatility Expected return from the use of funds
Business loan FAQs

Questions before applying.

How much business funding can I request?

Business loan requests can be submitted up to $2,000,000, subject to eligibility, underwriting, documentation, and lender approval.

Why are requests above $2,000,000 not calculated online?

Larger business loans can require different terms, structures, documentation, and underwriting. These requests are reviewed individually and priced directly by the lending team.

What information may be required for a business loan?

The lender may request business financial information, bank statements, tax documents, business registration records, ownership information, or other supporting documents depending on the request.

Does the calculator show my actual business loan rate?

No. The calculator uses an illustrative APR for planning purposes only. Final pricing is determined after the business application is reviewed.

Ready to discuss your business financing request?

Calculate a request up to $2,000,000 or submit an enquiry for larger business funding.